Peace-of-Mind Protection
    Retail Store

    You work hard to make your retail store a profitable business. When accidents happen, you want the peace of mind that comes from knowing your insurance company will respond swiftly and professionally to get you up and running again. As rural insurance experts and a company based in a small town ourselves, we get that.

    BUILDING COVERAGE

    • Replacement cost (optional)
    • Increased reconstruction costs due to bylaws
    • Accidental breakage of glass and signs

    EQUIPMENT COVERAGE

    • Replacement Cost (optional)
    • Optional theft coverage
    • Optional mechanical breakdown to computers
    • Optional sewer/sump back-up

    STOCK COVERAGE

    • Optional theft coverage
    • Market value for stock on shelves
    • Damage resulting from change in temperature ‘
    • Peak season’ coverage automatically increases stock limits up to 25%

    LOSS OF INCOME COVERAGE

    • Replaces business income lost as a result of insured damage to property (less expenses which do not continue)

    CRIME COVERAGE

    • Contents including cash
    • Optional coverage for loss resulting from employee dishonesty Highlights only.

    Actual policy wordings govern. Coverage availability subject to underwriting eligibility.